Use your loaning power to your advantage by knowing your loaning options.
We'll help you
- Understand all your loaning options for variable or fixed rate loans
- Make sure you have a full range of tools at your service
- Give you honest guidance for the smartest loan for you
What’s a Variable Rate Loan?
The variable rate loan offers more features and flexibility than the basic or “no frills” loan, so the rate is usually slightly higher.
What’s a Fixed Rate Loan?
Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.